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Condo Insurance from The Nolan Group
Apartments, single-family homes, and condominiums (condo) are all unique types of assets to own. They all have their own unique insurance needs. Most don't understand the difference between the unit owner and the condo association's insurance responsibilities. The condo owner is responsible for any repairs to floors, wallpaper, paint, and other interior features. Selecting an excellent condo insurance policy is a step towards protecting you and your condo. At The Nolan Group in Cumming, GA, we offer condo insurance for residents around Georgia.
Property damage to others or liability protection for bodily injury is provided by this policy. This includes break-ins, water damage, and injury from wet floors. Fire, lightning, windstorms, and smoke are covered for losses within most policies. Everything within the walls of a unit is covered in this policy. No need to worry about the parking areas, lobbies, stairways, and all other common areas as they are generally covered by the insurance policy of the condo association.
Benefits of Condo insurance
In more detail, this insurance helps deal with financial losses that arise from the risks of owning a condo or personal belongings within a condo. How can condo insurance help you? It will replace your property, it will pay for temporary repairs, it will replace keys and locks after a theft, it will foot debris removal costs, it will pay medical fees for someone hurt in an accident at your condo, and it will cater for interior additions or alterations.
Condo insurance coverage
Each of these services can be paid for through different condo insurance policy coverages. These are; coverage for personal liability insurance, coverage for medical payments, coverage for loss assessment, and coverage if your condo unit becomes uninhabitable.
No matter what type of condo you own, how much it costs, and its location, it’s important to remember that condo insurance makes it a whole lot better. Regardless of your location in Georgia, call us or visit our offices in Cumming, GA, and get a condo insurance policy that fits your lifestyle. At The Nolan Group, we will help you protect your condo.