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Georgia Auto Insurance from The Nolan Group
Georgia is unique in regards to what it requires of its drivers and their auto insurance. While it is required for every individual to have car insurance, individuals do not have to carry their insurance card or otherwise show it as proof of insurance. There are also basic automotive coverage requirements that every Georgia driver must have as part of their automotive insurance.
Here's what you need to know:
Basic Policy Requirements
Residents of Cumming, GA and other parts of the state are required to have liability insurance connected with their vehicle. Georgia residents are required to show proof of this insurance when they go to register their vehicle at the local DMV. If you are stopped by a law enforcement officer or are in a collision, you will not be asked for your vehicle insurance ID card. Instead, officers will utilize the Georgia Electronic Insurance Compliance System to verify that your vehicle is properly insured and registered electronically.
At the minimum, all licensed Georgia drivers with a vehicle must have the following automotive policy coverage amounts:
- Bodily injury liability of $25,000 per person and $50,000 per accident
- Property Damage Liability of $25,000 per person
In addition to these minimum policy requirements, it's highly advisable for Georgia drivers to add Uninsured or Underinsured Motorist Bodily Injury coverage. With this added coverage, if another driver is at fault for a collision but does not have enough insurance to cover your injuries or the injuries of others in the vehicle with you, then this insurance will cover the necessary medical payments. This type of coverage also comes into effect in the event of a hit-and-run accident in which the driver cannot be found and, therefore, no claim can be made against the at-fault driver and their insurance company.
Contact The Nolan Group to Learn More
For more information about automotive insurance coverage and assistance in choosing the right plan for you and your family, contact us at The Nolan Group in Cumming, GA to speak with an agent and get started. Also, try our online rating tool for quotes from home on auto insurance.