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Home Insurance in Georgia
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A typical homeowner’s insurance protects you from the financial losses resulting from unforeseen perils like fire, theft, liability, damage, and much more. Since your home is perhaps the most valuable investment you may have, it’s critical to protect it from any eventuality by taking up a home insurance coverage. At The Nolan Group, we offer a wide range of home insurance coverage options for Cumming, GA residents, and those in the surrounding areas.
Coverage Options and State Requirements
Unlike auto insurance, you are not obligated by law to have a homeowner’s insurance in Georgia. However, if your home is financed, the mortgage company will require you to take up a home insurance policy to safeguard their financial investment should any peril damage your home. But, even without a mortgage, you should take up the coverage to protect your financial future. A single disaster can cause you years of investments to go down the drain.
When an accident or a covered incident destroys your home, your home insurance coverage will take care of the following:
- Replacement of the building structure
- Replacement for personal belongings
- Personal injury expenses incurred by people injured within your home.
- Temporary living expenses for the period your home is being repaired or replaced
There are a few exemptions to homeowner’s insurance coverage. Natural calamities like floods and earthquakes are often exempted in the coverage, and you’ll have to purchase a separate policy for such risks.
At The Nolan Group, we strive to provide customized home insurance options to protect your Cumming, GA home from unforeseen circumstances. Drop by our offices today and find out the right coverage option based on the value of your home and your budget. We have a wide range of plans that suit every homeowner. Additionally, we offer professional advice on how to choose the most elaborate yet affordable home insurance policy. Also, try our online rating tool for insurance quotes from home. No matter where you live in Georgia, reach out to us today and secure your financial future.