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Renters Insurance in Georgia
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It seems more than ever we find ourselves racing and rushing to meet the demands of our increasingly busy lives. Factor in the possibility of theft, fire, or damage to your personal property and the demands of the day can explode rapidly and without warning. Here are a few frequently asked questions to help you decide why renters insurance is right for you from The Nolan Group in Cumming, GA.
Am I required to get renters insurance?
While there is no official law on the books for any state directly requiring renters to obtain insurance, states do insist that renters comply with the conditions of their lease. In other words, if your landlord requires renters insurance as a stipulation for occupancy, then you must make sure you're covered.
What does a typical renters policy cover?
Some Georgia renters assume there's no need for insurance because their rental complex or property owner already has a policy. While it’s true that your landlord has insurance covering their interests, that coverage does not extend to you, your belongings, or the visitors spending time in your home. Our agents can help explain that a landlord’s property insurance won’t cover your belongings in the event an accident or incident takes place.
It covers the structure, but not any of your possessions. Renters insurance covers your belongings from events that are listed in the policy, such as fire, water damage, storms, theft, and vandalism. A typical policy covers your property, living expenses should disaster strike, and medical costs if there is an injury claim by a visitor to your Georgia home.
How do I find the renters policy that is right for me?
Have more questions about whether or not a rental policy is right for you? Now is the time to visit or call the professionals at The Nolan Group in Cumming, GA. We have the expertise you require and are prepared to help you navigate through all of your rental insurance needs.